ACCEPTANCE OF TERMS

This Agreement between Orion Risk Management An Alera Group Company (Orion) and you, the user, contains the terms and conditions that apply to the use of our Site. If you wish to use the Site including its tools and services please read these terms of use carefully. By accessing this Site or using any part of the Site or any content or services hereof, you agree to become bound by these terms and conditions. If you do not agree to all the terms and conditions, then you may not access the Site or use the content or any services in the Site.

MODIFICATIONS OF TERMS OF USE

Amendments to this agreement and the functionality of the site can be made and effected by us from time to time without specific notice to you. Agreement posted on the Site reflects the latest agreement and you should carefully review the same before you use our Site.

USE OF THE SITE

The Site allows you to access and provide certain information relative to your relationship with Orion and/or its clients for the purposes of wrap insurance administration.

TERM

This Agreement will remain in full force and effect while you use the Site. We may terminate your access for any reason at any time.

LINKS & FRAMING

Illegal and/or unauthorized uses of the Services, including unauthorized framing of or linking to the Site will be investigated, and appropriate legal action may be taken.

WARRANTY DISCLAIMER AND EXCLUSIONS/LIMITATIONS OF LIABILITY

We make no express or implied warranties or representations that the operation of our Site will be uninterrupted or error-free, and we will not be liable for the consequences of any interruptions or errors. We may change, restrict access to, suspend or discontinued the Site or any part of it at any time. The information, content and services on the Site are provided on an as is basis. When you use the Site and or participate therein, you understand and agree that you participate at your own risk.

INTELLECTUAL PROPERTY RIGHTS

You hereby acknowledge that all rights, titles and interests, including but not limited to rights covered by the Intellectual Property Rights, in and to the Site are solely the property of Orion and that you will not acquire any right, title, or interest in or to the Site except as expressly set forth in this Agreement. You will not modify, adapt, translate, prepare derivative works from, decompile, reverse engineer, disassemble or otherwise attempt to derive source code from any of our services, software, or documentation, or create or attempt to create a substitute or similar service or product through use of or access to the Program or proprietary information related thereto.

CONFIDENTIALITY

You agree not to disclose information you obtain from us, our clients or suppliers while using this Site. All information submitted by the user pursuant the Program is acknowledged to be proprietary information of Orion or its affiliates.

NON-ASSIGNMENT OF RIGHTS

Your rights of whatever nature cannot be assigned or transferred to any other person or entity, and any such attempt may result in termination of this Agreement, without liability to us. However, we may assign this Agreement to any person at any time without notice.

WAIVER AND SEVERABILITY OF TERMS

Failure of Orion to insist upon strict performance of any of the terms, conditions and covenants hereof shall not be deemed a relinquishment or waiver of any rights or remedy that we may have, nor shall it be construed as a waiver of any subsequent breach of the terms, conditions or covenants hereof, which terms, conditions and covenants shall continue to be in full force and effect. In the event that any provision of these Terms and Conditions is found invalid or unenforceable pursuant to any judicial decree or decision, such provision shall be deemed to apply only to the maximum extent permitted by law, and the remainder of these Terms and Conditions shall remain valid and enforceable according to its terms. Orion reserves all rights in law or equity to secure redress in the event of any breach of this agreement.

ENTIRE AGREEMENT

This Agreement shall be governed by and construed in accordance with the substantive laws of California, without any reference to conflict-of-laws principles. The Agreement describes and encompasses the entire agreement between us and you, and supersedes all prior or contemporaneous agreements, representations, warranties and understandings with respect to the Site, the contents and materials provided by or through the Site, and the subject matter of this Agreement.

CHOICE OF LAW; JURISDICTION; FORUM

Any dispute, controversy or difference which may arise between the parties out of, in relation to or in connection with this Agreement is hereby irrevocably submitted to the exclusive jurisdiction of the courts of California, to the exclusion of any other courts without giving effect to its conflict of laws or provisions of your actual state or country of residence.